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Don't be nervous to bring up money and prenups

Money is a sensitive subject. In the United States, it's one of those things people don't usually feel comfortable bringing up — especially when asking how much someone makes, how much money they have invested, etc.

However, if you're thinking about getting married, you need to be able to discuss money. Don't be nervous about discussing your finances and earnings. They're a big part of a marriage, although they're not as romantic as many other topics. At the same time, it may be wise to think about a prenup when trying to protect your own earnings.

Money can be a big deal. One couple was engaged to get married, but they hadn't talked enough about debt. The woman had $170,000 of debt from her student loans. When the man found out about it, he decided to call off the wedding. He did not want to spend his future paying off those loans and digging himself into a financial hole.

Some people are also worried that they'll gain debt or lose assets when they marry. For instance, if student loan debt is about to get higher because a partner is going back to school, the other party may be worried about being on the hook for that debt, even if the marriage fails. That's where a prenup can come into play, as it can lay out who gets what— both assets and debts — to make sure that neither person feels insecure about the future.

In that sense, talking about money and a prenup can actually make the relationship stronger, as both people will feel better about it. Those who are getting married in Florida need to be sure they don't shy away from such conversations.

Source: Daily Finance, "Five Tips on Planning a Prenuptial Agreement Before You Say 'I Do'," Catherine New, accessed Nov. 25, 2015

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