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Prenups help couples set obligations, learn about each other

When people hear about prenuptial agreements, they often automatically think about divorce. Thankfully, one does not usually lead to the other and in many cases, a prenup can be a great way for two individuals to learn more about each other as well as set clear obligations. Doing this may be just what the doctor ordered for a long, healthy marriage.

So how does a prenup help you learn more about each other? The process of writing a prenuptial agreement forces couples to discuss their feelings about finances. Because this topic can be one of the biggest problem areas in a marriage, it’s good to understand where your soon-to-be spouse stands on certain spending and saving decisions. Once the topic is out in the open, it can help couples learn about each other’s past and current financial standing. The prenup can be written in a way that outlines the obligations of each individual, such as how the expenses will be divided and whether the two will have joint or separate bank accounts. 

Another big reason to sign a prenup is if you own a business or have property going into the marriage. Many individuals want to protect these assets by clearly outlining who owns it and what will happen to it if a divorce happens.

Finally, if this isn’t your first rodeo, a prenup can be especially important. Previous marriages often mean complicated finances that are important to sort out in a prenuptial agreement. The agreement can also help financially protect any children that may have come out of a first or second marriage.

Of course, some might say that many people go without a prenup just fine, but in reality everyone has a prenup of sorts. Basically, if you don’t hash out your own terms in a prenup, the city or state you live in already conveniently has one for you that is dictated by laws. In the end, Florida couples can set their own terms or work within the confines of the one set for them by the state or city.

Source: SavingAdvice.com, “10 Reasons to Get a Prenup,” Danielle Warchol, Sept. 6, 2013 

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